Student loans may be considered as prime drivers for getting into colleges and universities and enable students to achieve their higher education objectives. College loans or Student loans for studying in colleges and universities, in most cases are offered as Stafford Loans which are government guaranteed loans at low interest rates and with deferred payment options. Private student loans or college loans are also available but at higher interest rates. At the end of undergraduate or graduate education students usually end up with different types of student loans or college loans and start looking for a student loan consolidation. Various options are available for student loan consolidation that lower interest rates and make just one payment a month. Not every student gets a student scholarship and hence the need for student loans.
Parents are also eligible to apply for student loans in the form of PLUS loans – Parent Loans for Undergraduate Students. Parents can borrow up to 100% of the estimated cost of their childrens’ eduation including tuition, room and board, books, transportation and additional expenses. If a student receives any financial aid, this amount will be deducted from the total eligibility of a PLUS loan. Whether you are looking for Stafford Loans as student loans, PLUS loans or for a student loan consolidation, offers from various sources are given here. Click through the links given below and save your time and money.